> For the complete documentation index, see [llms.txt](https://docs.kunji.finance/kunjifinance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.kunji.finance/kunjifinance/kunji-finance/the-problem.md).

# The Problem

For newcomers, cryptocurrency trading can be both thrilling and intimidating. Amidst abundant information and a volatile market, determining where to begin can be challenging. Investors who are new to cryptocurrency encounter a variety of obstacles.

* **Limited Transparency**: The inner workings of centralized platforms, including trading algorithms and profit-sharing models, often remain opaque, hindering user trust and informed decision-making.
* **Data Privacy Concerns**: Centralized platforms collect vast amounts of user data, raising concerns about data privacy and potential misuse.
* **Censorship and Manipulation**: Centralized entities can censor content and manipulate platform mechanics, potentially impacting users unfairly.
* **KYC/ Other Compliance Barriers to Entry**: One of the core challenges these platforms face is the implementation of Know Your Customer (KYC) regulations. They require platforms to collect and verify the identity of their users. This typically involves obtaining personal information such as name, address, and proof of identity.


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