# The Problem For newcomers, cryptocurrency trading can be both thrilling and intimidating. Amidst abundant information and a volatile market, determining where to begin can be challenging. Investors who are new to cryptocurrency encounter a variety of obstacles. * **Limited Transparency**: The inner workings of centralized platforms, including trading algorithms and profit-sharing models, often remain opaque, hindering user trust and informed decision-making. * **Data Privacy Concerns**: Centralized platforms collect vast amounts of user data, raising concerns about data privacy and potential misuse. * **Censorship and Manipulation**: Centralized entities can censor content and manipulate platform mechanics, potentially impacting users unfairly. * **KYC/ Other Compliance Barriers to Entry**: One of the core challenges these platforms face is the implementation of Know Your Customer (KYC) regulations. They require platforms to collect and verify the identity of their users. This typically involves obtaining personal information such as name, address, and proof of identity. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.kunji.finance/kunjifinance/kunji-finance/the-problem.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.